Checking Accounts

Somebody's making money off your checking account. Shouldn't it be you? ® See which account is right for you, including two high-yield checking options!

Compare Checking Account Benefits

We have a checking account that fits your lifestyle.

BenefitsBonus
Checking Plus
Bonus
Checking
Essential
Checking
CheckAgain®
2nd Chance Checking
5.12% APY Bonus Interest * x x
Reduced Wire Fee ($10 Off) x
Credit Score Simulator 3 x
Dark Web Monitoring x
Fuel Savings 5 x
Telehealth 6 x
IDProtect® 2 x x
Cellular Telephone Protection 2 x x
Debit Advantage® 2 x x
Health Discount Savings x x
Accidental Death & Dismemberment Insurance 2 x x
$hopping Rewards™ x x
Travel & Leisure Discounts x x
Debit Card x x x x
Online Banking x x x x
Bill Pay x x x
Remote Check Deposit x x x
Monthly eStatements x x x x
Mobile Banking x x x x
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Checking accounts require a $5 deposit into a savings account that remains on deposit while your account is open, and a $5 minimum opening deposit for any checking account.

Cruise for Two!

Open a Bonus Checking Plus Account with $15,000 in New Deposits Before September 30

Each qualifying Bonus Checking Plus account will be awarded one (1) "Cruise Vacation for Two," each with an ARW of $1,789.00 Bonus Checking Plus account must stay open for 90 days to receive the cruise certificate. Bonus Checking Plus has a monthly fee of $6.95. There is a limit of one (1) prize per person, per account and supplies are limited. Cruise certificates are not redeemable for cash and will not be replaced if lost or stolen. Certificate usage is subject to the complete terms and conditions of the certificate. Taxes and port fees not included.

Bonus Checking Plus

Want to receive even more perks and benefits? Add Bonus Checking Plus to get added protection! In addition to the Bonus Checking features, for $6.95 a month, you’ll receive access to Telehealth services, Fuel Savings, Credit Score Simulator and additional identity protection.

Bonus Checking

We want to protect your finances, save you money on everyday purchases, and give you peace of mind to enjoy your life - it's simple with Bonus Checking.

For a fee of $5.95 a month, you will receive these amazing products for your daily use.

Bonus Checking Additional Benefits

Bonus Interest *

Up to $25,000 balance eligible for 5.12% APY bonus rate. Additional balances eligible to current posted rate.

Help Better Project Your Identity

You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service 1 , can help better protect your identity.

$hopping Rewards™

Receiving $hopping Rewards is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back can be held in your $hopping Rewards account to use towards future purchases or conveniently sent to you as a check. Yes, it's that easy!

(Registration/activation required; available via mobile or web only.)

Cellular Telephone Protection 2

Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. Maximum of two claims per twelve month period. Covers up to four phones on a cellular telephone bill paid through your checking account.

(Cellular telephone bill must be paid using your Bonus Checking account.)

Debit Advantage®

Buyer's Protection 2 covers items for 90 days from the date of purchase against accidental breakage, fire or theft.

Extended Warranty 2 extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than five years.

(Item(s) must be purchased entirely with your Bonus Checking account.)

Health Discount Savings

Enjoy savings on vision, prescriptions and dental services.

This is NOT insurance. (Registration/activation required.)

Accidental Death & Dismemberment Insurance 2

Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance.

(Coverage divides equally on joint accounts and reduces by 50% at age 70.)

Travel and Leisure Discounts

Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from a mobile device. Digital Access makes saving super easy and convenient, giving instant savings anywhere and anytime.

(Available via mobile or web only.)

Bonus Checking Plus Additional Benefits

Reduced wire fee to $15 (a $10 savings!)

Credit Score Simulator 3

Use the Score Simulator to see how different actions, such as increasing card limits, or paying off a loan, will impact your VantageScore.

(Registration/activation required.)

Dark Web Monitoring

Monitor your personal information on the dark web and receive alerts when your personal information is exposed online with our Dark Web Monitoring identity theft prevention product, also known as cyber monitoring.

Fuel Savings 5

Register for the Fuel Rewards® program and save 5¢/gal on every fill-up at participating Shell stations with Extended Gold Status. Simply enter your phone number or Alt ID at the pump to see the savings instantly.

Telehealth 6

Access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with urgent care or mental health for you and your family (up to 8 people). There are zero copays, plus discounts on prescriptions and lab work.

Already have Bonus Checking? Access your benefits

*Up to $25,000 balance eligible to 5.12% APY bonus rate. Balances over $25,000.01 or more will receive the applicable current rate. To qualify for the bonus rate, you must elect to receive e-statements and have a valid email on file with us, you must receive $1,000 or more in direct deposit(s) AND 15 Point of Sale debit or credit card transactions^ posted to your account each month as reflected on your monthly periodic account and/or billing statement(s). ^Credit card transactions will only apply towards the count of eligible transactions on the Oldest Bonus Checking account owned by the Primary account holder.

1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.

2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Insurance Products are not insured by the ASI or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

3 You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on Experian data. Third parties may use a different type of credit score to assess your creditworthiness.

4 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

5 Restrictions apply. See CCCUBonus.clubchecking.com for details.

6 Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.

Essential Checking

Just the essentials please! Our classic checking account is free for members, no strings attached.

CheckAgain ® - 2nd Chance Checking

With a $12 monthly fee, you receive full teller and phone center access, free online and mobile banking, free debit cards and free monthly e-Statements. After 12 months of approved activity, contact CCCU to upgrade your account to our Essential or Bonus Checking options (see above for account descriptions).

Note: Other optional service fees may apply – see Fee Schedule for full details.

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Copyright © 2024 Clark County Credit Union. All Rights Reserved. Routing / ABA# 322484113
Each account insured up to $500,000. By members� choice, this institution is not federally insured.

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